Hello salary account holders, Here is some good news for you, The Fi app is giving flat 3% cashback on all spends with an additional 2x Fi coins.
Fi App:
Fi app was launched by Federal Bank in April 2021. It’s the best zero-balance account that provides benefits like free debit cards, Cashback offers, and Fi coins. This app offers services like UPI payments, US stocks, Loans, FD, Credit cards, and much more. The major benefit offered by this app is zero Forex fee. The physical debit card is free for Salary and Infinite accounts. For salary accounts, you don’t need to maintain any money, but for Infinite accounts, you need to maintain a minimum of 50000.
Requirements:
- You need a Salary account from Any other bank(Except Federal, Fi, and Jupiter)
- You need a KYC-completed Fi account. (You can complete within 5 mins)
- Good to have any merchant account(Paytm,Gpay,Phonepe,Bharatpe)
Fi money Prime account Offer:
- Get Flat 3% cashback per transaction maximum of 30 rs.+ 2x Fi coins maximum of 100 per transaction.
- Get a free Physical debit card(If you want to order it ).
- Since the debit card is free, You can withdraw money at an atm without charges for a lifetime(unlimited for federal bank atm and 5 free for non-metro,3 free for metro areas)
- You can earn a maximum of 500 rs cashback and 5000 Fi coins per month. (Utilize maximum)
- Zero forex charges as expected.
- Priority customer support.
- Your cashback will be unlocked 5th of every month.
How to Upgrade to a Prime salary Account and get 500 cashback:
- Login to your Fi account from here.
- Click Explore and scroll to Account Plans.
- Choose the Prime plan.
- One popup asks to validate your salary account.
- Next, it will ask you to add the minimum amount to get 3% cashback. (Don’t worry, You can transfer this amount to your salary account anytime).
- Do a minimum of 1000 per transaction to any merchants using scan and pay(Paytm merchant is working) or debit card to get 30 cashback+20 Fi coins.
- you need to do this transaction 17 times to achieve 500 rs cashback
- Use the Paytm merchant account or any other merchant account. (Just create if you don’t have)
- If you want 5000 Fi coins, just do the same step and pay any merchant
- If you feel insecure, just transfer the money to your personal bank account.
Proof: 
New user welcome Benefits:
- If you are a new user and have not opened a Fi bank account still now get 200 cashback (This will be directly credited to your Fi bank account/cashback may vary based on locations)
- Zero balance account, so no need to worry about maintaining minimum balance.
- cashback on swiggy and Zomato (up to 10% – based on location)
- up to 5% cashback on Amazon, Flipkart, and Myntra (User specific)
- Get 50 cash back on doing 5 scans and pay transactions(You will get this offer by mail).
If you are a new user Install the app from here.
Fi money app Referral code: 9L2SEZ5HUQ
Fi-app accounts you can upgrade by adding money :
- Plus:
The minimum you need to maintain is 10k,2x Fi coins for UPI, and debit card spends. For a debit card, you need to pay 299+GST - Infinite:
The minimum you need to maintain is 50k, Flat 2% cashback on spends up to 500,4x coins on UPI spends. Free debit card, checkbook, no account maintaining fee. - Salary:
Flat 2% cashback with zero balance,4x fi coins.Instant salary of up to 50k without interest.Free debit card, checkbook. zero forex charges. - Standard:
In this account, everyone gets .1x coins on UPI and debit card spending. debit card charges 299+GST,3.5% forex charges.
Other offers from the Fi money app:
- Get flat 50 cashback on fuel spent with 2999 fi coins.
- get up to 20 cashback on your next swiggy order with 299 Fi coins(Minimum you get 5rs).
- Get 3 to 50 cashback using 249 Fi coins.
- Get 2 to 15 cashback using 149 Fi coins.
- get 5000 cash with 249999 fi coins.
- Flat 400 discount on minimum 2500 in JIo use code VISA400GEN(debit card)
- Fi credit card gives 20% cashback on Zomato and 10% cashback on bill payments on Amazon.
Fi money refer and earn offer:
You can earn 200 per referral on the Fi app but the new user must add some amount of money (5000). Your friend will earn a flat 100 as a joining bonus. If you are a new user Install the app from here.Fi money app Referral code: 9L2SEZ5HUQ
Conclusion:
- Utilize this offer and earn a monthly 500, just you need to do a UPI transaction.
- Fi coins will boost cashback offers for UPI and Swiggy.
- Create/use your Paytm merchant account to do the transition. (Approximately you need to transfer 17000). You may get reward points from the Paytm merchant offer.
There is another loot from the ICICI pockets app that is going on, You can get monthly 175 free per PAN(it works for all bank users, only other bank users need to do KYC). Check this loot here. Join my Telegram channel to get the latest deals loots and offers, join.
